Money Matters: Can you afford to ignore your credit report?
News from WMUR Manchester:
Advice offered by Marc Hebert, president of The Harbor Group Inc., a certified financial planner. If you have any questions about finance or if you’d like to suggest a future topic, email firstname.lastname@example.org.
Are you and your credit report acquainted, or have you ignored it altogether? A recent survey by Credit.com found that one in four Americans have never checked their credit report.
The reason most Americans give is a simple one — they just don’t think it is important. However credit reports are important. They help a lender evaluate whether or not to give you that loan. A landlord may check your credit report to decide if you can pay your rent. You might find your employer checking your credit report as part of a background check before the job offer. Even Insurance companies are checking credit and credit scores, and using the information to price your premiums on things like auto and home owners insurance. I’m told that the better your credit the more likely your premium will be lower. One of the most important reasons for checking your credit report is that it is often the…………… continues on WMUR Manchester
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