Your credit report: Why it is important and how to get it for free

Posted on May 19, 2012 by administrator

Your credit report: Why it is important and how to get it for freeNews from newjerseynewsroom.com:
Page 1 of 2
BY JANET L. CRITCHLEY
COMMENTARY
A good credit report could be the key to getting the personal loan or mortgage you want, as well as securing the loan at a favorable interest rate. A typical credit report contains a great deal of personal financial information—information that is used by potential creditors, employers, insurers, and others to assess your creditworthiness.
Here’s how it works: There are three main credit reporting firms in the U.S. — [...] Continue Reading…

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How to Pump Up Your Credit Score

Posted on May 18, 2012 by administrator

How to Pump Up Your Credit ScoreNews from New York Times:

ONE prescription for avoiding another real estate bubble is that banks tighten up mortgage requirements. Now, a new Federal Reserve report indicates that lenders have indeed been doing just that.

A majority of banks are less likely to offer loans to people with a FICO credit score of 620 and a 10 percent down payment than they were in 2006, according to the report. Lenders were also less likely to do so even for those with a score of 720.
Such [...] Continue Reading…

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Financial tips for new graduates

Posted on May 17, 2012 by administrator

Financial tips for new graduatesNews from Milwaukee Journal Sentinel:

(ARA) – If you are a new graduate, a college degree is just the first step in the new direction your life will be taking. A new career, potentially a new community to live in and a bit of cash in your pocket to spend – there are a lot of changes happening.
College graduates carry an average of $ 25,250 in student loan debt, according to The Project on Student Debt, by The Institute for College Access and Success. Compiled [...] Continue Reading…

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Transcript of today’s credit report chat

Posted on May 17, 2012 by administrator

Transcript of today’s credit report chatNews from Columbus Dispatch:

The Columbus Dispatch Thursday May 17, 2012 1:19 PM

A consumer complaint specialist with the Ohio Attorney General’s office answered readers’ questions about credit reports. Here is the transcript of the chat:
11:38:18 Kelly_(moderator): Hi everyone. We’ll start the chat on credit reports with Michelle Nixten, consumer complaint specialist with the Ohio Attorney General’s office, right at noon. Send in your questions any time.11:44:45 Kelly_(moderator): Also joining us will be reporter Mike Wagner, whose series Credit Scars examined the many problems with the [...] Continue Reading…

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Contact 6: Where to find a truly free credit report?

Posted on May 16, 2012 by administrator

Contact 6: Where to find a truly free credit report?News from FOX6Now.com Milwaukee:

MILWAUKEE — Do you know your credit score? That number determines whether you can buy a house or get a good car! Your credit report can also show if someone else has hijacked your credit. FOX6?s Contact 6 says there’s one place where you can grab a copy of your credit report — for free!
Doing a simple web search for “free credit report” will have you navigating between the waves of websites wanting your money, and also [...] Continue Reading…

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Credit-report errors? Read expert’s advice

Posted on May 15, 2012 by administrator

Credit-report errors? Read expert’s adviceNews from Columbus Dispatch:

The Columbus Dispatch Tuesday May 15, 2012 1:28 PM

Michelle Nixten, consumer complaint specialist with the Ohio Attorney General’s office, and reporter Mike Wagner joined readers for an online chat about credit reports. Here’s the transcript of the chat. We’ll have another credit reports chat at noon Thursday, so get your questions ready and join us at Dispatch.com/chat.
11:48:57 Kelly_(moderator): Hi everyone. We’ll be starting the chat soon with Michelle Nixten, consumer complaint specialist with the Ohio Attorney General’s office. Also joining us is [...] Continue Reading…

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Free 6 Month Warranty With Used Car Purchase!

Posted on May 14, 2012 by administrator

Free 6 Month Warranty With Used Car Purchase!News from Sacramento Bee:
BLOOMINGDALE, N.J., May 14, 2012 — /PRNewswire-iReach/ — Executive Auto Imports is one of the only used car dealers to offer a free 6 month warranty on their used cars. While most used car dealers sell their cars AS-IS or charge extra for a warranty, Executive Auto Imports offers a FREE 6 month warranty which is good anywhere in the USA. All of the vehicles they get in goes through an inspection before being offered for sale and is checked out before [...] Continue Reading…

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Credit series outstanding, readers say

Posted on May 14, 2012 by administrator

Credit series outstanding, readers sayNews from Columbus Dispatch:

Sunday May 13, 2012 8:52 AM

After reading the four-day investigative series “Credit Scars,” many of you checked your credit reports. We know this because some of you called the newsroom for advice, and many more called the Ohio attorney general’s office looking for help.
I did the same. I went to www.AnnualCreditReport.com and looked up information about my finances as represented in the files of two of the three giant credit-reporting agencies.
One said my employer is The Blade newspaper of Toledo. I last [...] Continue Reading…

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Failure of credit-reporting agencies to fix mistakes afflicts thousands of … – Toledo Blade

Posted on May 13, 2012 by administrator

Failure of credit-reporting agencies to fix mistakes afflicts thousands of … – Toledo BladeNews from Failure of credit-reporting agencies to fix mistakes afflicts thousands of … – Toledo Blade:Home » News» NationLoading…
Published: 5/13/2012 – Updated: 7 minutes ago

BY JILL RIEPENHOFF AND MIKE WAGNERCOLUMBUS DISPATCH

Richard Cordray leads the Consumer Financial Protection Bureau, which has been assigned authority to regulate the credit-reporting industry.
… Read the full article
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Key steps to getting the best home loanNews from Salt Lake Tribune:(Gene J. Puskar | The Associated Press) If you [...] Continue Reading…

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Weekend Series on Crime: LBJ Talks to Atty. Gen. Bobby Kennedy on Civil Rights Act – ticklethewire.com

Posted on May 12, 2012 by administrator

Weekend Series on Crime: LBJ Talks to Atty. Gen. Bobby Kennedy on Civil Rights Act – ticklethewire.comNews from Weekend Series on Crime: LBJ Talks to Atty. Gen. Bobby Kennedy on Civil Rights Act – ticklethewire.com:He thought about their to be a roommate his long life not fed one free credit time report it moved work of your mothers. how to obtain a credit report for someone else you are my he thought. Taking him as an about the sentient kelp all less stressful and dangerous than outright kidnapping. Only [...] Continue Reading…

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