Lobbyists fight Congress for free credit score

Posted on January 27, 2012 by admin

Lobbyists fight Congress for free credit scoreNews from KYTX:
EAST TEXAS (KYTX) – When Sheena Crayton asked for a home loan, she got some sobering news. 
“I had a lot of things when I was younger,” she said. ”It caught up with me. I had to find out what my credit score was. It was not great.” 
So Crayton did some digging. She pulled her credit report but discovered her credit score didn’t come free.
“Credit score is very important,” Khadijah Smith, America’s Mortgage in Longview, said. ”That’s what a lot of lenders look at when they’re determining risk factor.”
Smith said your credit score is [...] Continue Reading…

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Get Your Free Credit Report, Really

Posted on January 27, 2012 by admin

Get Your Free Credit Report, ReallyNews from Kansas City infoZine:You’re entitled to a free credit report every 12 months from each of the three major credit reporting companies; Equifax, Experian, and TransUnion.

Washington, D.C. – infoZine – If you resolved to get your finances in order in 2012, Consumers Union, the policy and advocacy division of Consumer Reports, has some good advice: Get a copy of your free credit report.Consumers Union has a new web page with information on how to get your free credit report, how to fix mistakes [...] Continue Reading…

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When Does Old Debt Fall Off Your Credit Report?

Posted on January 26, 2012 by admin

When Does Old Debt Fall Off Your Credit Report?News from Fox Business:
Dear Debt Adviser,How do I find out the timeline on my debt? I know after six or seven years the debt is taken off. I would like to know if there is a way to see if it is gone.– Mark
Dear Mark,Now you see it, now you don’t! It takes more than a magician to make debt disappear. It takes time. Here’s how you know if a debt has vanished: Check your credit reports. Make sure to check [...] Continue Reading…

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BBB Recommending Annual Credit Report Checks 01/17/12

Posted on January 25, 2012 by admin

BBB Recommending Annual Credit Report Checks 01/17/12News from KOSA:

BBB Recommending Annual Credit Report Checks 01/17/12
CBS 7 News
Robert Guaderrama
rguaderrama@cbs7.com
January 17, 2012Permian Basin, Texas – A new year brings new resolutions and straightening out finances is one of the most popular goals. The Better Business Bureau wants to remind consumers about their free annual credit report. The BBB says glancing at your credit report every year gives you a good understanding of your financial health. The three reporting agencies that offer free reports are: Experian, Equifax and TransUnion.
…………… [...] Continue Reading…

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Consumer Credit Counselors Can Help Your Improve Your Credit Score

Posted on January 24, 2012 by admin

Consumer Credit Counselors Can Help Your Improve Your Credit ScoreNews from WFMY News 2:

 

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Have you checked your credit report lately?

Posted on January 23, 2012 by admin

Have you checked your credit report lately?News from ABC2 News:
It’s a new year.  Time for a fresh start.  And also a good time to make sure thieves aren’t getting a fresh start with your name.  Consumer experts say now is the time to make sure you are starting off the new year with good credit.  And thanks to the Fair Credit Reporting Act (FCRA) each of the three nationwide credit agencies, Experian, Equifax and TransUnion, are required to offer you a free credit report every 12 months.Your credit report [...] Continue Reading…

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12 ways to rebuild your credit

Posted on January 22, 2012 by admin

12 ways to rebuild your creditNews from HeraldNet:Rebuilding credit should be at the top of the list for 2012. Too many credit scores took fairly big hits during the recession.”It’s been rough,” said Todd Albery, CEO of Detroit-based Quizzle, a credit information website that’s part of the Quicken Loans family.Here are a dozen ways to deal with credit in 2012:No. 1: Get a free credit report to see a listing of credit card debt, loans and liens. Receive a free report every 12 months from Equifax, Experian and TransUnion [...] Continue Reading…

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Financial Wellness Conference session teaches simple ways to balance budgets

Posted on January 22, 2012 by admin

Financial Wellness Conference session teaches simple ways to balance budgetsNews from Wausau Daily Herald:
Kathy Seehafer can’t say enough about the importance of financial education for people of all ages.
Seehafer, a 53-year-old notary and certified senior adviser, was one of about 180 people who attended the fifth annual Financial Wellness Conference presented Saturday by the Get Smart Wausau coalition at John Muir Middle School in Wausau. The organization unites local financial institutions, nonprofit organizations, businesses and local government agencies to promote free financial education.
To Seehafer, the annual conference is a [...] Continue Reading…

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Scam session is an assist against theft

Posted on January 20, 2012 by admin

Scam session is an assist against theftNews from Marion Star:
MARION – You think you are a winner, but you’re not.
In fact, it may mean you lose. Ohio residents lost $ 2 million to lottery or sweepstakes scams in 2011.
“If it sounds too good to be true, it’s too good to be true,” Maj. Jeff Cline said of this type of fraud, which local law enforcement is dealing with more and more.
Kingston Residence of Marion hosted a scam session this week for its residents and members of the public. [...] Continue Reading…

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BBB reminds Consumers of their Free Annual Credit Report

Posted on January 18, 2012 by admin

BBB reminds Consumers of their Free Annual Credit ReportNews from Tucson Citizen:
Start the new year knowing your credit is in good standing and your credit report is accurate. Under the Fair Credit Reporting Act, consumers can receive a free copy of their credit report from each of the three nationwide reporting agencies — Experian, Equifax and TransUnion — every 12 months.
“Pulling your credit report annually is a smart way for consumers to understand their financial health, as well as avoid financial and identity fraud,” said Kim States, BBB President.
Many [...] Continue Reading…

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